"You tell me," Ramirez says. He reaches in his jacket pocket and pulls out another photo, this one obviously taken from the ATM, and hands it to Heathcliff. Heathcliff appears as just a blurry blob in the photo, though shadows indicating hair and fuzzed-out facial features are evident. The other figure visible in the photo doesn't look a whole lot better, but is recognizable as the man in the photo.
"Not the best picture of you," Ramirez says, "But the other guy in that picture looks like the guy in the one you're holding."