Ramona is wearing tough clothing (mainly in the form of her leather jacket and chaps) worth Armor 1/0, her mantle is worth another +1/1 Armor. What she's bringing to this party; an
urban survival kit, a
first-aid kit, her
revolver (in a concealed holster) with
speedloaders and the
license for it, a
Bowie knife, a
crash axe, a
machete, a
bastard sword, a
medieval shield, a set of
zip ties, a roll of
duct tape, a pair of work gloves, a small box of latex gloves, her cell phone, a cheap lighter, two flashlights, a bottle of water, a few energy bars, and a stick of chalk. It's not on her character sheet, and I can't find a Resources value for it, but with your permission, she'd also bring along a good length of rope?
Some of that is worn on her person, some of it is in her bag or carried. (Shields don't tend to fit well into backpacks. They can, however, be hooked onto the outside of backpacks. Likewise, a bastard sword requires its own scabbard and harness.) She's also carrying standard pocket stuff, like wallet and keys, and a packet of matches.